Protect Your Land Ownership With Legal Titles
If you own a piece of land, you'll need a title to establish your ownership and possession of that land. Kaufman County Title provides you title services to ensure that your property interests are protected at all times.
We strive hard to provide great customer service and accommodate everyone for help with simple questions and other diverse problems. We'll also help individuals, realtors, and lenders will all the necessary paperwork.
The Process of Securing a Title
In order to issue a title to you or to your lender, who may be issuing a mortgage on your property, there are a few steps that need to be followed.
The process begins with the title examination of the property. During this process your public documents will be verified. These include:
- Prior deeds
- Encumbrances
- Tax records
- Court judgments
- Federal records
- State records
Certain items that may influence the status and the marketability of the title will also be identified. These include, but are not limited to:
- Prior mortgages
- Mineral interests
- Judgments
- Liens
- Ownership interests
- Easements
- Special taxes
Once the search is completed, you'll receive a title commitment with details of items that need attention. Your final policy and clear title will be issued only when all the outstanding items are addressed successfully.
Safeguard Your Title With Title Insurance
Your final title policy assures your complete claim to your property. However, there could be an instance of a title defect. This is when another person can legally claim ownership to your property based on the legal right that they hold.
Title insurance comes in handy at these times. With valid title insurance, you can protect your interest and cut your losses in the event of property disputes.
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